Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,347 | $70,486-71.1% | $100,535-79.8% | $79,856-74.5% |
| Participation rate | 40.5% | 73.6%-33.2pp | 79.4%-38.9pp | 69.6%-29.2pp |
| Annual return | 22.82% | 21.90%+0.9pp | 30.90%-8.1pp | 31.71%-8.9pp |
| Employer contribution / active EE | $437 | $2,165-79.8% | $3,419-87.2% | $2,471-82.3% |
| Participant deferral / active EE | $1,287 | $5,182-75.2% | $6,271-79.5% | $3,741-65.6% |
| Admin fee / account holder | $850 | $4,480-81.0% | $8,085-89.5% | $5,306-84.0% |