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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,399 | $148,582-80.2% | $135,942-78.4% | $139,456-78.9% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 39.01% | 79.26%-40.2pp | 68.28%-29.3pp | 373.45%-334.4pp |
| Employer contribution / active EE | $2,904 | $5,245-44.6% | $4,858-40.2% | $4,753-38.9% |
| Participant deferral / active EE | $6,388 | $8,101-21.2% | $7,759-17.7% | $6,711-4.8% |
| Admin fee / account holder | $5,292 | $12,402-57.3% | $10,764-50.8% | $11,407-53.6% |