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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,784 | $63,346-56.1% | $92,240-69.9% | $70,126-60.4% |
| Participation rate | 85.4% | 68.7%+16.7pp | 76.5%+8.9pp | 69.5%+15.8pp |
| Annual return | 18.53% | 530.19%-511.7pp | 176.29%-157.8pp | 73.15%-54.6pp |
| Employer contribution / active EE | $633 | $2,471-74.4% | $3,680-82.8% | $2,343-73.0% |
| Participant deferral / active EE | $2,676 | $2,854-6.2% | $3,897-31.3% | $3,332-19.7% |
| Admin fee / account holder | $2,006 | $3,841-47.8% | $5,194-61.4% | $4,645-56.8% |