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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,241 | $93,589-60.2% | $135,942-72.6% | $75,181-50.5% |
| Participation rate | 90.8% | 75.2%+15.6pp | 81.9%+8.9pp | 67.2%+23.6pp |
| Annual return | 76.83% | 30.90%+45.9pp | 68.28%+8.6pp | 160.69%-83.9pp |
| Employer contribution / active EE | $3,246 | $3,537-8.2% | $4,858-33.2% | $2,671+21.5% |
| Participant deferral / active EE | $6,165 | $6,405-3.8% | $7,759-20.5% | $4,126+49.4% |
| Admin fee / account holder | $352 | $6,977-95.0% | $10,764-96.7% | $5,650-93.8% |