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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,754 | $96,643-84.7% | $86,617-83.0% | $139,456-89.4% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 43.81% | 106.57%-62.8pp | 591.91%-548.1pp | 373.45%-329.6pp |
| Employer contribution / active EE | $1,472 | $3,264-54.9% | $3,023-51.3% | $4,753-69.0% |
| Participant deferral / active EE | $3,224 | $4,835-33.3% | $4,437-27.3% | $6,711-52.0% |
| Admin fee / account holder | $101 | $6,406-98.4% | $5,613-98.2% | $11,407-99.1% |