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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,146 | $106,267-72.6% | $96,520-69.8% | $139,456-79.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -4.88% | 38.45%-43.3pp | 35.72%-40.6pp | 373.45%-378.3pp |
| Employer contribution / active EE | $598 | $4,105-85.4% | $3,739-84.0% | $4,753-87.4% |
| Participant deferral / active EE | $2,703 | $5,454-50.4% | $4,879-44.6% | $6,711-59.7% |
| Admin fee / account holder | $11,637 | $7,882+47.6% | $6,733+72.8% | $11,407+2.0% |