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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,215 | $176,105+21.1% | $159,474+33.7% | $167,536+27.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.26% | 331.91%-319.7pp | 263.68%-251.4pp | 478.82%-466.6pp |
| Employer contribution / active EE | $3,160 | $5,299-40.4% | $4,831-34.6% | $4,839-34.7% |
| Participant deferral / active EE | $8,311 | $7,751+7.2% | $7,353+13.0% | $6,342+31.0% |
| Admin fee / account holder | $4,427 | $12,559-64.8% | $10,802-59.0% | $12,315-64.1% |