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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,408 | $157,304-9.5% | $141,197+0.9% | $152,909-6.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.96% | 64.34%-44.4pp | 71.41%-51.4pp | 345.46%-325.5pp |
| Employer contribution / active EE | $2,920 | $5,263-44.5% | $4,736-38.4% | $4,764-38.7% |
| Participant deferral / active EE | $9,163 | $7,111+28.9% | $6,710+36.6% | $5,851+56.6% |
| Admin fee / account holder | $30,887 | $12,126+154.7% | $10,265+200.9% | $11,601+166.3% |