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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,878 | $183,627-72.8% | $155,602-67.9% | $145,978-65.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.73% | 61.32%-45.6pp | 64.81%-49.1pp | 550.52%-534.8pp |
| Employer contribution / active EE | $7,701 | $5,316+44.8% | $4,675+64.7% | $4,662+65.2% |
| Participant deferral / active EE | $15,608 | $6,466+141.4% | $5,629+177.3% | $6,690+133.3% |
| Admin fee / account holder | $406 | $19,327-97.9% | $15,923-97.5% | $13,400-97.0% |