Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,384 | $98,766-94.5% | $149,730-96.4% | $79,852-93.3% |
| Participation rate | 37.2% | 75.8%-38.6pp | 82.5%-45.3pp | 69.6%-32.4pp |
| Annual return | 69.86% | 27.43%+42.4pp | 276.70%-206.8pp | 31.72%+38.1pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,756 | $5,681-69.1% | $6,843-74.3% | $3,740-53.0% |
| Admin fee / account holder | $1,927 | $6,052-68.2% | $9,310-79.3% | $5,306-63.7% |