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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,567 | $133,998-33.2% | $112,263-20.2% | $134,545-33.4% |
| Participation rate | 88.2% | 78.6%+9.7pp | 75.1%+13.2pp | 81.2%+7.0pp |
| Annual return | -16.47% | 47.17%-63.6pp | 27.49%-44.0pp | 418.37%-434.8pp |
| Employer contribution / active EE | $3,894 | $4,040-3.6% | $3,636+7.1% | $4,742-17.9% |
| Participant deferral / active EE | $0 | $5,292-100.0% | $4,729-100.0% | $6,401-100.0% |
| Admin fee / account holder | $3,052 | $7,493-59.3% | $6,410-52.4% | $11,431-73.3% |