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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,671 | $165,381-4.1% | $149,730+6.0% | $158,966-0.2% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 18.89% | 348.29%-329.4pp | 276.70%-257.8pp | 302.95%-284.1pp |
| Employer contribution / active EE | $5,730 | $5,104+12.3% | $4,645+23.4% | $4,762+20.3% |
| Participant deferral / active EE | $5,944 | $7,182-17.2% | $6,843-13.1% | $5,983-0.7% |
| Admin fee / account holder | $1,176 | $10,809-89.1% | $9,310-87.4% | $11,250-89.5% |