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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,007 | $138,366-76.9% | $184,185-82.6% | $80,911-60.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 14.69% | 20.02%-5.3pp | 28.81%-14.1pp | 35.63%-20.9pp |
| Employer contribution / active EE | $4,028 | $4,849-16.9% | $6,426-37.3% | $2,756+46.2% |
| Participant deferral / active EE | $7,146 | $7,074+1.0% | $9,132-21.8% | $4,297+66.3% |
| Admin fee / account holder | $1,699 | $10,484-83.8% | $13,909-87.8% | $6,935-75.5% |