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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,155 | $183,627-92.3% | $155,602-90.9% | $145,978-90.3% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 11.99% | 61.32%-49.3pp | 64.81%-52.8pp | 550.52%-538.5pp |
| Employer contribution / active EE | $1,913 | $5,316-64.0% | $4,675-59.1% | $4,662-59.0% |
| Participant deferral / active EE | $2,620 | $6,466-59.5% | $5,629-53.5% | $6,690-60.8% |
| Admin fee / account holder | $598 | $19,327-96.9% | $15,923-96.2% | $13,400-95.5% |