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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,804 | $176,688-89.4% | $130,660-85.6% | $152,885-87.7% |
| Participation rate | 87.5% | 79.0%+8.5pp | 71.7%+15.8pp | 82.5%+5.0pp |
| Annual return | 8.85% | 2693.08%-2684.2pp | 1709.29%-1700.4pp | 345.39%-336.5pp |
| Employer contribution / active EE | $1,651 | $5,743-71.3% | $4,092-59.7% | $4,763-65.3% |
| Participant deferral / active EE | $1,903 | $4,362-56.4% | $3,603-47.2% | $5,851-67.5% |
| Admin fee / account holder | $1,669 | $7,131-76.6% | $5,463-69.4% | $11,598-85.6% |