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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,864 | $167,522-70.8% | $151,639-67.8% | $134,532-63.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -25.31% | 7.81%-33.1pp | 3.34%-28.6pp | 418.27%-443.6pp |
| Employer contribution / active EE | $16,702 | $6,828+144.6% | $6,165+170.9% | $4,741+252.3% |
| Participant deferral / active EE | $11,834 | $8,986+31.7% | $8,363+41.5% | $6,401+84.9% |
| Admin fee / account holder | $325 | $13,780-97.6% | $11,613-97.2% | $11,429-97.2% |