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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,332 | $93,589-38.7% | $135,942-57.8% | $75,181-23.7% |
| Participation rate | 87.7% | 75.2%+12.5pp | 81.9%+5.8pp | 67.2%+20.5pp |
| Annual return | 42.91% | 30.90%+12.0pp | 68.28%-25.4pp | 160.69%-117.8pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $17,481 | $6,405+172.9% | $7,759+125.3% | $4,126+323.7% |
| Admin fee / account holder | $3,350 | $6,977-52.0% | $10,764-68.9% | $5,650-40.7% |