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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,111 | $82,674-73.3% | $125,363-82.4% | $68,495-67.7% |
| Participation rate | 90.0% | 75.0%+15.0pp | 82.4%+7.6pp | 67.9%+22.1pp |
| Annual return | -12.75% | -5.97%-6.8pp | 572.15%-584.9pp | -7.84%-4.9pp |
| Employer contribution / active EE | $2,207 | $3,382-34.7% | $4,815-54.2% | $2,596-15.0% |
| Participant deferral / active EE | $9,818 | $6,111+60.7% | $7,447+31.8% | $4,028+143.8% |
| Admin fee / account holder | $941 | $6,276-85.0% | $10,005-90.6% | $5,403-82.6% |