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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,507 | $111,787-53.0% | $93,681-44.0% | $145,978-64.0% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 15.98% | 203.52%-187.5pp | 133.47%-117.5pp | 550.52%-534.5pp |
| Employer contribution / active EE | $812 | $3,093-73.8% | $2,422-66.5% | $4,662-82.6% |
| Participant deferral / active EE | $7,833 | $4,918+59.3% | $4,415+77.4% | $6,690+17.1% |
| Admin fee / account holder | $482 | $10,256-95.3% | $8,290-94.2% | $13,400-96.4% |