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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,278 | $48,053-64.0% | $84,623-79.6% | $72,983-76.3% |
| Participation rate | 92.7% | 57.6%+35.1pp | 68.2%+24.5pp | 69.5%+23.2pp |
| Annual return | 24.79% | 37.39%-12.6pp | 258.77%-234.0pp | 81.01%-56.2pp |
| Employer contribution / active EE | $1,322 | $1,602-17.5% | $2,652-50.2% | $2,440-45.8% |
| Participant deferral / active EE | $3,168 | $2,681+18.2% | $3,899-18.8% | $3,608-12.2% |
| Admin fee / account holder | $2,294 | $3,395-32.4% | $4,913-53.3% | $5,124-55.2% |