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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,670 | $97,761+131.9% | $83,850+170.3% | $135,382+67.4% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -6.23% | 1287.44%-1293.7pp | 850.92%-857.2pp | 519.77%-526.0pp |
| Employer contribution / active EE | $2,043 | $4,222-51.6% | $3,631-43.7% | $4,779-57.2% |
| Participant deferral / active EE | $14,892 | $4,682+218.0% | $4,082+264.9% | $5,609+165.5% |
| Admin fee / account holder | $2,665 | $6,674-60.1% | $5,478-51.4% | $10,829-75.4% |