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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,342 | $111,814-75.5% | $103,378-73.6% | $145,978-81.3% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 14.15% | 24.80%-10.6pp | 24.91%-10.8pp | 550.52%-536.4pp |
| Employer contribution / active EE | $1,855 | $4,215-56.0% | $3,870-52.1% | $4,662-60.2% |
| Participant deferral / active EE | $3,832 | $5,618-31.8% | $5,058-24.2% | $6,690-42.7% |
| Admin fee / account holder | $500 | $9,764-94.9% | $8,401-94.1% | $13,400-96.3% |