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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,649 | $95,895-47.2% | $79,576-36.4% | $134,509-62.3% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | 0.00% | -2.72%+2.7pp | 0.15%-0.1pp | 418.13%-418.1pp |
| Employer contribution / active EE | $1,163 | $3,128-62.8% | $2,413-51.8% | $4,741-75.5% |
| Participant deferral / active EE | $5,746 | $4,693+22.4% | $3,985+44.2% | $6,400-10.2% |
| Admin fee / account holder | $279 | $9,129-96.9% | $6,834-95.9% | $11,427-97.6% |