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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,965 | $202,460-71.4% | $169,385-65.8% | $139,456-58.4% |
| Participation rate | 42.9% | 81.1%-38.2pp | 77.2%-34.3pp | 80.3%-37.5pp |
| Annual return | 307.42% | 532.07%-224.6pp | 405.82%-98.4pp | 373.45%-66.0pp |
| Employer contribution / active EE | $1,561 | $4,691-66.7% | $4,012-61.1% | $4,753-67.1% |
| Participant deferral / active EE | $3,007 | $6,938-56.7% | $6,221-51.7% | $6,711-55.2% |
| Admin fee / account holder | $80 | $10,719-99.3% | $9,011-99.1% | $11,407-99.3% |