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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,420 | $70,666-25.8% | $169,385-69.1% | $75,181-30.3% |
| Participation rate | 25.5% | 64.8%-39.3pp | 77.2%-51.6pp | 67.2%-41.7pp |
| Annual return | 19.29% | 36.37%-17.1pp | 405.82%-386.5pp | 160.69%-141.4pp |
| Employer contribution / active EE | $751 | $2,210-66.0% | $4,012-81.3% | $2,671-71.9% |
| Participant deferral / active EE | $2,127 | $4,308-50.6% | $6,221-65.8% | $4,126-48.4% |
| Admin fee / account holder | $3,580 | $5,402-33.7% | $9,011-60.3% | $5,650-36.6% |