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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,708 | $87,037+59.4% | $106,201+30.6% | $80,874+71.5% |
| Participation rate | 69.7% | 70.4%-0.7pp | 75.3%-5.6pp | 67.6%+2.0pp |
| Annual return | 12.10% | 17.05%-5.0pp | 116.26%-104.2pp | 35.62%-23.5pp |
| Employer contribution / active EE | $2,562 | $2,396+6.9% | $3,170-19.2% | $2,756-7.0% |
| Participant deferral / active EE | $7,154 | $3,986+79.5% | $5,012+42.7% | $4,297+66.5% |
| Admin fee / account holder | $3,267 | $8,434-61.3% | $11,039-70.4% | $6,935-52.9% |