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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,708 | $87,106+59.2% | $105,607+31.3% | $80,935+71.4% |
| Participation rate | 69.7% | 70.4%-0.7pp | 75.3%-5.6pp | 67.7%+2.0pp |
| Annual return | 12.10% | 17.01%-4.9pp | 116.11%-104.0pp | 35.66%-23.6pp |
| Employer contribution / active EE | $2,562 | $2,396+6.9% | $3,167-19.1% | $2,757-7.1% |
| Participant deferral / active EE | $7,154 | $3,986+79.5% | $5,011+42.8% | $4,299+66.4% |
| Admin fee / account holder | $3,267 | $8,447-61.3% | $10,958-70.2% | $6,924-52.8% |