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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,937 | $108,882-69.7% | $96,754-66.0% | $154,746-78.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 18.13% | 98.39%-80.3pp | 82.04%-63.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,862 | $5,323-8.7% | $4,758+2.2% | $6,730-27.8% |
| Admin fee / account holder | $408 | $10,200-96.0% | $8,905-95.4% | $14,365-97.2% |