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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,267 | $91,179-54.7% | $178,499-76.9% | $79,852-48.3% |
| Participation rate | 69.9% | 69.2%+0.7pp | 81.9%-12.0pp | 69.6%+0.2pp |
| Annual return | 10838.82% | 24.19%+10814.6pp | 151.10%+10687.7pp | 31.72%+10807.1pp |
| Employer contribution / active EE | $1,751 | $3,256-46.2% | $5,011-65.1% | $2,471-29.2% |
| Participant deferral / active EE | $3,305 | $3,236+2.1% | $5,202-36.5% | $3,740-11.6% |
| Admin fee / account holder | $1,429 | $6,749-78.8% | $13,986-89.8% | $5,306-73.1% |