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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,637 | $209,874+11.3% | $189,537+23.3% | $167,536+39.5% |
| Participation rate | 80.0% | 88.7%-8.7pp | 87.8%-7.8pp | 82.1%-2.1pp |
| Annual return | 18.78% | 748.61%-729.8pp | 555.34%-536.6pp | 478.82%-460.0pp |
| Employer contribution / active EE | $0 | $6,913-100.0% | $6,161-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $16,220 | $8,934+81.6% | $8,220+97.3% | $6,342+155.7% |
| Admin fee / account holder | $2,198 | $14,299-84.6% | $12,048-81.8% | $12,315-82.2% |