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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,833 | $197,637-2.4% | $177,848+8.4% | $158,982+21.3% |
| Participation rate | 80.0% | 88.5%-8.5pp | 87.7%-7.7pp | 82.0%-2.0pp |
| Annual return | 8.95% | 58.77%-49.8pp | 48.33%-39.4pp | 302.99%-294.0pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $16,220 | $8,405+93.0% | $7,714+110.3% | $5,983+171.1% |
| Admin fee / account holder | $2,369 | $15,406-84.6% | $12,431-80.9% | $11,252-78.9% |