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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,581 | $91,474-64.4% | $135,982-76.0% | $71,529-54.5% |
| Participation rate | 74.9% | 75.7%-0.8pp | 81.9%-7.1pp | 67.9%+6.9pp |
| Annual return | 60.53% | 29.89%+30.6pp | 68.32%-7.8pp | 28.97%+31.6pp |
| Employer contribution / active EE | $4,415 | $3,705+19.2% | $4,859-9.1% | $2,590+70.5% |
| Participant deferral / active EE | $8,082 | $7,095+13.9% | $7,760+4.1% | $4,291+88.3% |
| Admin fee / account holder | $8,992 | $1,267+609.6% | $10,767-16.5% | $1,588+466.1% |