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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,816 | $98,776-61.7% | $149,745-74.7% | $79,856-52.6% |
| Participation rate | 70.6% | 75.8%-5.2pp | 82.5%-11.9pp | 69.6%+0.9pp |
| Annual return | 576.07% | 27.38%+548.7pp | 276.72%+299.3pp | 31.71%+544.4pp |
| Employer contribution / active EE | $2,632 | $3,217-18.2% | $4,646-43.3% | $2,471+6.5% |
| Participant deferral / active EE | $4,360 | $5,681-23.3% | $6,843-36.3% | $3,741+16.6% |
| Admin fee / account holder | $716 | $6,053-88.2% | $9,312-92.3% | $5,306-86.5% |