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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,792 | $95,915-84.6% | $79,580-81.4% | $134,532-89.0% |
| Participation rate | 77.8% | 75.0%+2.7pp | 69.5%+8.3pp | 81.2%-3.5pp |
| Annual return | 292.80% | -2.71%+295.5pp | 0.15%+292.6pp | 418.27%-125.5pp |
| Employer contribution / active EE | $1,539 | $3,129-50.8% | $2,413-36.3% | $4,741-67.5% |
| Participant deferral / active EE | $3,878 | $4,693-17.4% | $3,985-2.7% | $6,401-39.4% |
| Admin fee / account holder | $344 | $9,132-96.2% | $6,835-95.0% | $11,429-97.0% |