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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,931 | $148,582-92.6% | $135,942-92.0% | $139,456-92.2% |
| Participation rate | 72.7% | 83.9%-11.1pp | 81.9%-9.2pp | 80.3%-7.6pp |
| Annual return | 0.00% | 79.26%-79.3pp | 68.28%-68.3pp | 373.45%-373.4pp |
| Employer contribution / active EE | $1,676 | $5,245-68.0% | $4,858-65.5% | $4,753-64.7% |
| Participant deferral / active EE | $3,699 | $8,101-54.3% | $7,759-52.3% | $6,711-44.9% |
| Admin fee / account holder | $5,556 | $12,402-55.2% | $10,764-48.4% | $11,407-51.3% |