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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,280 | $58,275-73.8% | $81,844-81.3% | $80,935-81.1% |
| Participation rate | 96.8% | 63.5%+33.3pp | 72.4%+24.4pp | 67.7%+29.1pp |
| Annual return | 16.14% | 41.82%-25.7pp | 778.87%-762.7pp | 35.66%-19.5pp |
| Employer contribution / active EE | $2,143 | $2,346-8.7% | $2,916-26.5% | $2,757-22.3% |
| Participant deferral / active EE | $3,286 | $3,2850% | $4,323-24.0% | $4,299-23.6% |
| Admin fee / account holder | $390 | $4,749-91.8% | $7,355-94.7% | $6,924-94.4% |