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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,766 | $65,434-83.5% | $98,483-89.1% | $85,847-87.5% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 15.85% | 21.75%-5.9pp | 1494.38%-1478.5pp | 318.61%-302.8pp |
| Employer contribution / active EE | $1,513 | $2,169-30.2% | $2,961-48.9% | $2,565-41.0% |
| Participant deferral / active EE | $2,425 | $3,168-23.4% | $4,276-43.3% | $3,952-38.6% |
| Admin fee / account holder | $1,512 | $4,595-67.1% | $5,953-74.6% | $6,261-75.8% |