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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,946 | $73,848-24.2% | $143,799-61.1% | $68,486-18.3% |
| Participation rate | 58.6% | 66.7%-8.0pp | 80.3%-21.7pp | 67.9%-9.3pp |
| Annual return | -18.32% | 0.91%-19.2pp | -0.04%-18.3pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,266 | $3,184-60.2% | $4,952-74.4% | $2,597-51.2% |
| Participant deferral / active EE | $2,968 | $3,385-12.3% | $5,638-47.4% | $4,028-26.3% |
| Admin fee / account holder | $823 | $5,755-85.7% | $14,677-94.4% | $5,404-84.8% |