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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,111 | $209,425-75.6% | $178,499-71.4% | $158,966-67.8% |
| Participation rate | 82.4% | 86.4%-4.0pp | 81.9%+0.4pp | 82.0%+0.4pp |
| Annual return | 18.56% | 188.80%-170.2pp | 151.10%-132.5pp | 302.95%-284.4pp |
| Employer contribution / active EE | $2,211 | $5,707-61.3% | $5,011-55.9% | $4,762-53.6% |
| Participant deferral / active EE | $6,162 | $5,955+3.5% | $5,202+18.5% | $5,983+3.0% |
| Admin fee / account holder | $5,958 | $17,078-65.1% | $13,986-57.4% | $11,250-47.0% |