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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,857 | $167,352-54.1% | $143,788-46.5% | $134,509-42.9% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | 47.07% | 0.47%+46.6pp | -0.03%+47.1pp | 418.13%-371.1pp |
| Employer contribution / active EE | $4,386 | $5,620-22.0% | $4,952-11.4% | $4,741-7.5% |
| Participant deferral / active EE | $13,468 | $6,447+108.9% | $5,638+138.9% | $6,400+110.4% |
| Admin fee / account holder | $321 | $18,091-98.2% | $14,675-97.8% | $11,427-97.2% |