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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,893 | $81,643-63.4% | $70,462-57.6% | $158,950-81.2% |
| Participation rate | 30.8% | 77.7%-47.0pp | 75.1%-44.3pp | 82.0%-51.2pp |
| Annual return | 17.45% | 208.51%-191.1pp | 109.08%-91.6pp | 302.91%-285.5pp |
| Employer contribution / active EE | $631 | $3,218-80.4% | $2,737-77.0% | $4,762-86.8% |
| Participant deferral / active EE | $2,320 | $4,555-49.1% | $3,710-37.5% | $5,983-61.2% |
| Admin fee / account holder | $676 | $6,194-89.1% | $3,845-82.4% | $11,248-94.0% |