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| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS4 years Filed as: SENTINEL BENEFITS GROUP, INC. Service code 15 · EIN 04-3015875 | Recordkeeping | $38,141 |
SENTINEL PENSION ADVISORS4 years Service code 16 · EIN 04-3422848 | Consulting | $28,646 |
Filed as: FIDELITY TRUST COMPANY Service code 15 · EIN 04-3511550 | Recordkeeping | $7,678 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,022 | $40,386+85.8% | $80,607-6.9% | $74,440+0.8% |
| Participation rate | 48.9% | 47.4%+1.5pp | 67.0%-18.1pp | 70.7%-21.8pp |
| Annual return | 20.00% | 165.00%-145.0pp | 936.11%-916.1pp | 34.37%-14.4pp |
| Employer contribution / active EE | $749 | $1,496-50.0% | $2,724-72.5% | $2,638-71.6% |
| Participant deferral / active EE | $2,887 | $2,670+8.1% | $4,448-35.1% | $4,529-36.3% |
| Admin fee / account holder | $279 | $720-61.3% | $5,379-94.8% | $348-19.8% |