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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,717 | $148,623+10.2% | $135,974+20.4% | $139,466+17.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 51.83% | 79.30%-27.5pp | 68.30%-16.5pp | 373.66%-321.8pp |
| Employer contribution / active EE | $20,060 | $5,246+282.4% | $4,859+312.8% | $4,754+322.0% |
| Participant deferral / active EE | $19,258 | $8,103+137.7% | $7,760+148.2% | $6,712+186.9% |
| Admin fee / account holder | $2,218 | $12,406-82.1% | $10,767-79.4% | $11,409-80.6% |