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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,269 | $138,114-23.8% | $125,391-16.0% | $134,545-21.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 10.36% | 750.88%-740.5pp | 572.41%-562.1pp | 418.37%-408.0pp |
| Employer contribution / active EE | $4,681 | $5,246-10.8% | $4,816-2.8% | $4,742-1.3% |
| Participant deferral / active EE | $17,090 | $7,801+119.1% | $7,448+129.4% | $6,401+167.0% |
| Admin fee / account holder | $6,666 | $11,570-42.4% | $10,009-33.4% | $11,431-41.7% |