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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,708 | $166,131-88.1% | $164,975-88.1% | $145,877-86.5% |
| Participation rate | 93.8% | 82.0%+11.7pp | 78.6%+15.1pp | 80.3%+13.4pp |
| Annual return | 14.99% | 100.37%-85.4pp | 70.12%-55.1pp | 551.28%-536.3pp |
| Employer contribution / active EE | $3,651 | $5,276-30.8% | $4,343-15.9% | $4,663-21.7% |
| Participant deferral / active EE | $8,692 | $6,962+24.9% | $6,033+44.1% | $6,691+29.9% |
| Admin fee / account holder | $1,929 | $16,648-88.4% | $12,688-84.8% | $13,402-85.6% |