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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,732 | $154,193-90.4% | $130,045-88.7% | $139,466-89.4% |
| Participation rate | 94.4% | 82.0%+12.5pp | 78.5%+15.9pp | 80.3%+14.1pp |
| Annual return | 21.06% | 32.51%-11.5pp | -137.30%+158.4pp | 373.66%-352.6pp |
| Employer contribution / active EE | $2,925 | $5,292-44.7% | $4,321-32.3% | $4,754-38.5% |
| Participant deferral / active EE | $6,197 | $6,709-7.6% | $5,820+6.5% | $6,712-7.7% |
| Admin fee / account holder | $4,649 | $13,989-66.8% | $10,600-56.1% | $11,409-59.3% |