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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,806 | $254,759-87.9% | $216,567-85.8% | $198,609-84.5% |
| Participation rate | 88.9% | 84.5%+4.4pp | 81.6%+7.2pp | 82.4%+6.5pp |
| Annual return | 24.57% | 10.04%+14.5pp | 12.94%+11.6pp | 202.70%-178.1pp |
| Employer contribution / active EE | $3,924 | $6,096-35.6% | $5,216-24.8% | $5,055-22.4% |
| Participant deferral / active EE | $8,540 | $6,948+22.9% | $6,191+38.0% | $6,977+22.4% |
| Admin fee / account holder | $7,335 | $26,311-72.1% | $21,981-66.6% | $19,030-61.5% |