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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,239 | $148,623-59.5% | $135,974-55.7% | $139,466-56.8% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 17.14% | 79.30%-62.2pp | 68.30%-51.2pp | 373.66%-356.5pp |
| Employer contribution / active EE | $7,247 | $5,246+38.1% | $4,859+49.2% | $4,754+52.5% |
| Participant deferral / active EE | $7,054 | $8,103-12.9% | $7,760-9.1% | $6,712+5.1% |
| Admin fee / account holder | $839 | $12,406-93.2% | $10,767-92.2% | $11,409-92.6% |