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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,573 | $198,457-88.6% | $170,435-86.8% | $147,586-84.7% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 19.93% | 257.30%-237.4pp | 205.94%-186.0pp | 578.59%-558.7pp |
| Employer contribution / active EE | $1,765 | $6,183-71.5% | $5,432-67.5% | $4,876-63.8% |
| Participant deferral / active EE | $4,282 | $5,629-23.9% | $4,939-13.3% | $5,439-21.3% |
| Admin fee / account holder | $326 | $16,852-98.1% | $13,881-97.7% | $10,886-97.0% |