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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,533 | $102,609+237.7% | $98,090+253.3% | $138,895+149.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 14.82% | 36.44%-21.6pp | 37.05%-22.2pp | 145.39%-130.6pp |
| Employer contribution / active EE | $34,477 | $3,867+791.5% | $3,606+856.0% | $4,194+722.0% |
| Participant deferral / active EE | $14,052 | $8,167+72.1% | $7,845+79.1% | $6,396+119.7% |
| Admin fee / account holder | $12,159 | $11,434+6.3% | $11,815+2.9% | $12,562-3.2% |