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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,541 | $138,114-73.5% | $125,391-70.9% | $134,545-72.8% |
| Participation rate | 85.0% | 84.5%+0.5pp | 82.4%+2.6pp | 81.2%+3.8pp |
| Annual return | -1.19% | 750.88%-752.1pp | 572.41%-573.6pp | 418.37%-419.6pp |
| Employer contribution / active EE | $11,600 | $5,246+121.1% | $4,816+140.9% | $4,742+144.6% |
| Participant deferral / active EE | $9,398 | $7,801+20.5% | $7,448+26.2% | $6,401+46.8% |
| Admin fee / account holder | $2,675 | $11,570-76.9% | $10,009-73.3% | $11,431-76.6% |